VPS plan
ZAP Spark
€7.29/ 30 days
- 4 GB RAM
- 2 CPU
- 60 GB NVMe
- 1 Gbit/s Uplink
Self-hosted budgeting appActual Budget VPS hosting.
Your own Actual Budget sync server, installed in one click via Coolify, with full root access and locations in Europe and America.
4.4Trustpilot
19,544+ Reviews
Packages 1–3 of 9
ActualbudgetConfigure yourself
Your project. Your setup.
No package fits? Choose your CPU, RAM and storage—you only pay for what your project actually needs.
Powerful CPUs
100 Gbit/s host network
Juniper Firewall
DDoS protection
Payment types
Visa
Mastercard
American Express
PayPal
Google Pay
Apple Pay
Klarna
Amazon Pay
Live in 60 seconds · Cancel anytime · 14-day right of withdrawal
What is Actual Budget?
Actual Budget on a VPS you control.
Actual Budget is a free, open-source, local-first budgeting app: you give every dollar a job in envelope-style categories and see at a glance what is left for groceries, rent or the next trip. Whether you log a purchase on your phone at the checkout or reconcile accounts on your laptop at night, it is the same budget everywhere. Hosted on your own VPS, the Actual Budget sync server runs around the clock and keeps every device in step.
The one-click Coolify install skips the steps every self-hosting guide walks you through: no Docker Compose file, reverse proxy or certificates to set up by hand. Pick Actual Budget in the Apps section and it goes live on an HTTPS address. Because the server is yours, your financial data stays out of someone else's SaaS, and full root and SSH access lets you add your own domain, copy budget files with rsync or run more self-hosted apps next to it.
Actual Budget features
Everything your budget needs, on one server.
Envelope budgets, bank sync and rules that sort your spending for you, all running on your own VPS.
Bank sync for your accounts
Pull transactions from your banks into one budget via providers like SimpleFIN.
One-click install via Coolify
Your budget server goes live without Docker Compose, reverse proxy or certificate setup.
Envelope budgeting that adds up
Know exactly what is left in every category before you spend a dollar.
Rules that categorize for you
Imported transactions land in the right category without manual sorting.
Find any transaction fast
Search by payee, note or amount and jump straight to the entry you need.
Reports on where money goes
Spot spending trends and net worth changes month by month.
Locations in Europe and America
Your server. Your location.
4 data centers in Europe and America — choose the location closest to your users.
Europe
FFM/Eygelshoven
America
Dallas
Los Angeles
Ashburn
Inside Actual Budget
What you can do with Actual Budget
Plan every dollar with envelope budgets and see your spending at a glance, while your budget syncs across devices and stays encrypted if you choose.
Personal financeLocal-firstFree & open sourceMade for YNAB switchers
Actualbudget
Envelopes
Actualbudget
Envelope budget list
Every category becomes an envelope with its assigned amount and what you have already spent. A progress bar shows how much is left, and overspent envelopes stand out immediately, so you can move money before the month gets away from you.
Category groupsSpent vs. assignedOverspending flagsLeftovers roll over
Get started now
Actualbudget on your VPS in minutes — no complicated setup.
Instant setupCancel anytime1-click deploy
Host Actualbudget on a VPSBackups & snapshots
Your VPS stays restorable.
Snapshots let you roll back quickly. ZapX Pass unlocks Restore, manual Backups, and longer retention for daily Backups.
Backups with ZapX Pass
SECUREDZapX Pass
- Manual Backups
- Keep daily Backups longer
Snapshots for quick rollback
RECORDEDZapX Pass
- Snapshot before deployment
- Jump back immediately
- Snapshot with RAM
More control with ZapX Passextra storage, restore, Pass perks, and Lifetime VPS without activity checks
Reviews
What customers say about ZAP-Hosting
Real feedback on support and setup.
4.4
19,544+ Reviews on Trustpilot
FAQ
Frequently asked questions about Actualbudget
Answers to the most important questions before you start.
Actual Budget itself is free and open source, so the only cost is the VPS it runs on. Current prices for every package load live in the shop on this page. The price depends on your VPS package (RAM, CPU and storage), term and location, not on users or budget files. You choose a flexible term and can cancel anytime.
- No license fee for Actual Budget
- Live VPS prices in the shop
- Cancel anytime
Order your VPS, open the Apps section in the panel and deploy Actual Budget through Coolify with one click. When the deploy finishes, open the app's HTTPS address, set your server password and create a new budget or import an existing one. You don't have to write a Docker Compose file or set up a reverse proxy and certificates by hand. Read the One-Click Apps guide
- Deploy from the Apps section
- Set your server password
- Create or import a budget
The Actual Budget sync server is lightweight, so the entry package is a good start for a personal or household budget. If you later run more self-hosted apps on the same VPS through Coolify, switch to a package with more RAM and CPU.
- Entry package for personal budgets
- More RAM and CPU for extra apps
Yes, Actual Budget's web app needs a secure HTTPS connection to run fully in the browser. The one-click install publishes the app on an HTTPS address right away. To use your own domain, point an A record to your VPS IP and add the domain to the Actual Budget service in Coolify, which then issues the certificate. How to set DNS records
- HTTPS address after install
- Own domain via an A record
- Certificate issued by Coolify
Yes. Every VPS gets a daily automatic Backup, included in the price. With the ZapX Pass you can view and restore these daily Backups, create manual Backups and snapshots, and keep daily Backups longer depending on your tier. Inside Actual Budget you can also export your budget file at any time.
- Daily automatic Backup included
- Restore, manual Backups and snapshots with the ZapX Pass
- Budget export inside the app
Yes. Your VPS acts as an always-on sync server, so you open your Actual Budget address in any browser on desktop, laptop, tablet or phone and can add it to your home screen. Every device works on the same budget, and changes sync as soon as a device is back online.
- Works in any modern browser
- Add it to your home screen
- One budget on every device
Yes, bank sync is a feature of the Actual Budget app itself. It works through third-party providers such as SimpleFIN, which covers many US banks. You set it up inside Actual Budget, and the provider may charge its own fee. You can also import OFX, QFX, QIF or CSV files from your bank.
- Bank sync via providers like SimpleFIN
- Provider fees may apply
- File import as an alternative
Your budget files stay on your own VPS instead of a shared SaaS platform, and Actual Budget can add end-to-end encryption on top. ZAP-Hosting has VPS locations in Europe and America: pick the one closest to you and the devices you budget from. In North America, many users start with Ashburn, Dallas or Los Angeles.
- Data on your own VPS
- Optional end-to-end encryption
- Locations in Europe and America to choose from
Any more questions?
Contact SupportZAPX Dashboard
Your VPS panel at a glance
Watch resource usage, open the console and manage the server that runs Actual Budget from one dashboard.
zapx.zap-hosting.com/vserver
VPS Console tab
VPS Console tab
ZapX AI Agent
Your Actual Budget questions, answered in plain words.
Ask about domains, updates or sizing for Actual Budget and get clear next steps. The ZapX AI Agent explains, and you stay in control of every change.
Domain & HTTPSUpdatesSizingBackups
The ZapX AI Agent comes with the ZapX Pass, along with restores, manual Backups and snapshots for your VPS.
Explore the ZapX PassZapX AI Agent
panel.zap-hosting.com
How do I put Actual Budget on my own domain?
Create an A record for your domain that points to your VPS IP, then add the domain to the Actual Budget service in Coolify. Once DNS resolves, Coolify requests the certificate and your budget is reachable over HTTPS.
Performance
Measured performance for your budget server
Fast storage and CPU mean your budget file opens quickly, syncs between devices without lag and leaves room for more apps on the same VPS.
Top-tier Performance
High-performance VPS, CPU model depends on the location
ZAP-HostingPowerful server CPUs
Typical VPSHardware varies
Typical VPS plans without a published host CPU
confirmed 2026-07-01
Standard CPUPowerful server CPUs, model depends on the location
StorageEnterprise NVMe U.3, Ceph
Support24/7 AI + escalation
Use cases
Who runs Actual Budget on a VPS
Three everyday setups where your own Actual Budget sync server makes budgeting easier and keeps your numbers private.
Ready to budget?
Your Actual Budget server, one click away.
Instant setupCancel anytime1-click deploy
Host Actualbudget on a VPSZapX appComing soon
Manage your Actual Budget VPS from your phone
Check status and resource usage or restart the VPS behind your Actual Budget from the ZapX mobile app, wherever you are.
Live status and usage of your VPS
Start, stop and restart in one tap
Reach support right from the app
Also available
We also offer the following apps.
WireGuard, Coolify, monitoring, and more — one-click setup on your VPS.
Private Cloud
Nextcloud
NextCloud is a self-hosted, open-source platform that provides file storage, collaboration, and communication tools for seamless data management.
FilesSyncCollaboration
Automatic setup
Included
automation
n8n
n8n is an extendable workflow automation tool.
n8nworkflowautomation
Ready in ~2 min
Included
vpn
Wireguard Easy
The easiest way to run WireGuard VPN + Web-based Admin UI.
wireguardvpnweb
Ready in ~2 min
Included
media
Plex
Plex organizes video, music and photos from personal media libraries and streams them to smart TVs, streaming boxes and mobile devices.
mediaservermovies
Ready in ~2 min
Included
Password Security
Vaultwarden
Vaultwarden is a password manager that allows you to securely store and manage your passwords.
EncryptedSelf-hostedOne-click
No manual configuration
Included
cms
WordPress with MariaDB
WordPress is open source software you can use to create a beautiful website, blog, or app.
cmsblogcontent
Ready in ~2 min
Included
Also available
WireGuard, Coolify, monitoring, and more — one-click setup on your VPS.
755
Available apps
Benefit
All apps included
The app marketplace is included with your VPS — no extra charge per installation.
One-Click AppsNo app surcharge
Choose your apps in the configurator and get started in minutes.
Ready?
Start your own Actual Budget server today
Order your VPS, deploy Actual Budget with one click via Coolify and open your budget on every device. Cancel anytime.
4.4/5 Trustpilot32,000+ Active serversSince 2010
No setup. No risk. Online in 60 seconds.
Flexible TermCancel anytimeOnline in 60 seconds
Preferred source on Google
